Skip Navigation

Kmart Layaway

One Penny Down | When you start a new Layaway contract online

One Penny Down for new online layaway contracts created 11/25-12/15/2018. All fees nonrefundable. Service and cancellation fees apply. No cancellation fees in Ohio. Layaway requires biweekly payments. Total amount due spread over 4 biweekly payments for an 8-week contract or 6 biweekly payments for a 12-week contract. Only 8-week contracts offered in Maryland and Washington D.C. 12-week contract option available on purchases of $400 or more. *By accepting Shop Your Way® member benefits and offers, you agree to the Shop Your Way terms and conditions, available at Members earn points on qualifying purchases, excluding sales taxes and other fees.

see details

Make a payment
Make a payment
Add A Contract
Find A Store

You can shop online
and pay with layaway

Pay online contracts 
or ones you've added from in our stores

Add an in-store contract
to make payments online

You can start new layaway
or pick up your layaway items in store

Kmart Online Layaway

4 easy steps to get what you want


Shop for what you want.

Add your items to cart and go to check out. If in store, head to the layaway counter.

Make a down payment.

This includes the service fee, and is due when you initiate your contract.

Make payments every two weeks.

Online or at any in-store register with cash, check or debit/credit card.

Pick up your items.

Once your last payment is made, or schedule your pickup online.

Text LAYAWAY to 56278

By texting the keyword, you agree to receive recurring autodialed messages from Kmart layaway alerts to my mobile number regarding payment reminders and also agree to the program terms and privacy policy at Message and data rates may apply. Recurring messaging and frequency may vary. Reply STOP to cancel. Reply HELP for more information. Consent is not a condition of any purchase.

see details


Layaway Options

Layaway Options

Requires down and biweekly payments. All fees nonrefundable. Cancellation fees apply. No cancellation fees in Ohio. Not available at all Kmart stores. 12-week layaway option available only on in-store purchases of $300 or more. Exclusions apply. See associate for further details.

Except where prohibited by law, in which case the down payment would be less than the amount shown above. See stores for state specific fee limitations. Down payment includes a $5 Service Fee for an 8 week contract and a $10 Service Fee on a 12-week contract. No partial cancellations are permitted. Cancellations can be made only in the store where you opened your contract.

see details


Layaway FAQ's

How long is a Kmart layaway contract?

Layaway contracts are 8 weeks. For purchases of $300 or more, a 12-week option is available in-store.

Are there any fees?

Except where prohibited by law, an 8 week contract requires a $5 Service Fee and a 12-week layaway contract requires a $10 Service Fee.*

Can I cancel a layaway contract?

Yes, you can cancel any layaway contract. You will receive a refund of your payments made to date minus the Service and Cancellation Fees.*

Are all items online available for layaway?

Items that are available for online layaway will be identified as "Available for Layaway" on the individual product page.

What are my payments?

4 easy payments of balance due are required after down payment for an 8 week contract and 6 easy payments of balance due are required for a 12-week contract.

What if I miss a layaway payment?

You have a 7-day grace* period after your payment due date before your contract is cancelled and items are returned to stock. A nonrefundable Cancellation Fee will apply.*

Where can I make my payments?

You can make a payment at any register in the store that holds your contract or online at


Shop Top Layaway Categories Online

Reserve now and pay as you go with Kmart layaway online

With Kmart layaway online, those big purchases won’t have to wait until later. Take advantage of current deals and lock in today's great values with our online layaway store. Just start your schedule of payments and your brand new television, dining table or sofa will be waiting for you when you're finished.

If you're shopping for big ticket items, Kmart layaway makes it easy. You can pick and choose your own payment plan to find an option that works for you. You can opt for four biweekly payments over an eight-week period. For purchases over $300, you have the option of setting up a 12-week, six-payment contract at your closest Kmart store. Don’t forget that our layaway online service is low-risk; you can cancel at any time to receive a full refund, minus a small cancellation and service fee. Whether you're buying toys for holiday presents or looking for a new kitchen table, Kmart makes it easy to pay according to your schedule.

If you see a deal you like in the Kmart online layaway store, don’t delay. Take advantage of our great prices and convenient layaway payments at Kmart today.